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Takaful Contribution Calculator

AAOIFI SS-26 compliant Takaful contribution calculator (Family or General). Inputs: sum covered, participant age, tenor, risk category. Outputs: contribution per period, expected surplus distribution, Wakala/Mudarabah fee split.

AAOIFI SS-26IFSB-8IFSB-11

Takaful Contribution Calculator

AAOIFI SS-26 — Family / General contribution + surplus

AAOIFI SS-26IFSB-8IFSB-11
Periodic contribution (monthly)$42.71
Total over tenor$5,125.00
Expected surplus (best-effort)$461.24
Show fee breakdown (Wakala / Mudarabah)
Wakala fee$128.13
Mudarabah share$25.63
Retakaful cession$51.25
Net to participant fund$307.49
Surplus distribution is best-effort, never guaranteed (Tabarru'-based pool).

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